Terms of Use for Buddies

Last updated: 12 August 2026

Plain-language summary: Buddies is licensed to you, not sold. Use it for your own personal budgeting. It's provided "as is," it's not financial advice, all your data lives on your device (so keep your own backups), and our liability is limited to the maximum extent the law allows.

These Terms of Use ("Terms") form a legal agreement between you and Epitaxy ("we," "us," or "our") — a trading name used by an independent solo developer, not a registered company — governing your use of the Buddies mobile application (the "App"). By downloading, installing, or using the App, you agree to these Terms. If you do not agree, do not use the App. Your use of the App is also subject to the Google Play Terms of Service.

1. License

We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the App for your own personal, non-commercial purposes, on devices you own or control, subject to these Terms and the applicable app-store terms.

2. Ownership

The App — including all software, code, design, text, graphics, and trademarks (including the names "Buddies" and "Epitaxy") — is owned by us or our licensors and is protected by intellectual property laws. These Terms grant you a license to use the App, not any ownership interest. All rights not expressly granted are reserved.

3. Premium purchase

4. Acceptable use

You agree not to:

5. Not financial advice

Buddies is a personal budgeting and record-keeping tool only. It does not provide financial, investment, tax, accounting, or legal advice. You are solely responsible for your own financial decisions and for the accuracy and completeness of any information you enter.

6. Your data and backups

All data you create in the App is stored locally on your device. We have no access to it and cannot recover it if it is lost. You are solely responsible for maintaining your own backups and for the security of your device. For details on how data is handled, see our Privacy Policy.

7. If you set a PIN

The App offers an optional PIN lock. It has no recovery path. There is no account and no server behind it, so there is nobody who can verify your identity and reset it. If you forget your PIN you will lose access to the App's data on that device, and reinstalling clears it. Keep a backup.

8. Disclaimer of warranties

To the maximum extent permitted by applicable law, the App is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, reliability, title, and non-infringement. We do not warrant that the App will be uninterrupted, error-free, secure, or free of harmful components, or that it will meet your requirements.

9. Limitation of liability

To the maximum extent permitted by applicable law:

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law — for example, liability for death or personal injury caused by negligence, for fraud, or any mandatory consumer rights. Where such liability cannot be excluded, the limitations above apply only to the fullest extent permitted by law.

10. Indemnification

To the extent permitted by law, you agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising out of your misuse of the App or your violation of these Terms.

11. Termination

This license terminates automatically if you breach these Terms. You may terminate at any time by ceasing use and uninstalling the App. Sections relating to ownership, disclaimers, limitation of liability, indemnification, and governing law survive termination.

12. Updates and changes to the App

We may release updates, and we may modify, suspend, or discontinue the App or any of its features at any time, with or without notice, to the extent permitted by law.

13. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the App after changes take effect constitutes acceptance of the revised Terms.

14. Governing law

These Terms are governed by the laws of Malaysia, without regard to conflict-of-laws principles, and you agree to the jurisdiction of its courts, subject to any mandatory consumer protections of your country of residence.

15. Severability and entire agreement

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the App.

16. Contact

Buddies is made by an independent developer trading as Epitaxy. Epitaxy is a trading name, not a registered company.

Questions about these Terms: epitaxydev@gmail.com